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University Benefits Available to Phased Retirees

  1. Retirement Supplements

  1. 457
  2. 403b
  1. State Retiree Health Plan (through the Retired Group, not UNC Charlotte)

  1. To be eligible, Phased Retirees must be receiving a monthly retirement benefit. 
  2. State will pay the premium for retiree only coverage based upon eligibility.
  3. You may add dependents by paying an additional premium.
  4. Enrollment is not automatic.  You must enroll online as part of the retirement application process.
  5. If you are eligible for Medicare when you retire, the State Retiree Health Plan is secondary to Medicare, effective on your first day of retirement.
  1. NCFlex Benefits

  1. Dental
  2. Vision
  3. AD&D
  4. Health and Dependent Care Flexible Spending Accounts
  5. Group Term Life
  6. Cancer Insurance
  7. Critical Illness Insurance
  1. Other Items That Can Be Deducted From Your Payroll

  1. Homeowners Insurance
  2. Auto Insurance
  3. Credit Union

Note:  All of the above benefits are available through payroll deduction with the exception of the State Retiree Health Plan.